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Investor Relations

Lake Shore Bancorp, Inc. is the mid-tier holding company of Lake Shore Savings Bank, a mission driven community institution dedicated to serving the financial needs of consumers and businesses within the bank’s Western New York market area. Lake Shore Bancorp, Inc. is committed to maintaining an efficient expense profile, driving commercial loan portfolio growth, identifying and managing enterprise risk, and achieving prudent growth which builds long-term sustainable value for investors.

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Total Deposits*
$594.7 M
Total Deposits*
Total Loans*
$555.5 M
Total Loans*
Net Interest Margin*
3.1 %
Net Interest Margin*
Assets*
$717.6 M
Assets*

*as of 3/31/2024

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